ExpenDiv

features

Bill splitting that does not require a group signup
ExpenDiv handles recurring monthly bills -- rent, utilities, subscriptions -- and sends payment reminders automatically. Only you need an account.
FREE PLAN
No signup required for anyone you bill
The single biggest friction point in most bill splitting apps is requiring everyone to create an account. ExpenDiv removes that entirely. Only you need an account. The people you split with just receive an email -- no app, no download, no profile to create.
When your roommates do not have to do anything to be included, the system actually gets used.
Automatic email reminders with payment links
Add your Venmo, CashApp, or PayPal handle to your profile once. Every reminder email ExpenDiv sends includes a payment button already linked to your account. Recipients tap, pay, done.
The fewer steps between "reminder received" and "payment sent," the faster you get paid back.
Built for recurring bills, not one-time group expenses
Rent, utilities, streaming subscriptions, internet -- these bills happen every month. ExpenDiv is designed around that cycle. Add a bill once and it persists month to month, tracking paid status each cycle without re-entry.
Most bill splitting apps are optimized for trips and dinners. ExpenDiv is optimized for the expenses that repeat.
See who has paid and who has not, at a glance
Your dashboard shows every bill with a per-participant paid/unpaid status. Mark someone paid manually, or let them confirm through the payment link in their email -- it updates automatically.
No more guessing whether Jordan sent the Venmo or just said he would.
Unlimited expenses and participants, free
The free plan has no cap on the number of bills you track or the number of people you add. Whether you split three subscriptions with one roommate or eight bills with five, the free tier handles it.
Most tools hit you with limits on the free plan to push you to upgrade. ExpenDiv does not.
Works in any browser
ExpenDiv runs in your browser on phone, tablet, or desktop. There is nothing to install. On iPhone and Android you can also add it to your home screen as a PWA for an app-like experience without the App Store.
Lower barrier to access means you actually use it when you need it.
PREMIUM -- $4.99/MONTH
Automated daily reminders
On the Premium plan, ExpenDiv sends a reminder email every morning to anyone who has not yet paid. You never have to manually trigger a follow-up.
Bill due date alerts
Get an email on the day a bill is due so you know when to expect payment. Useful for rent and utilities where the timing matters.
Customizable reminder tone
Choose between friendly, firm, or formal reminder language. Add a personal note that goes out with every reminder -- useful for first-time asks or situations where context helps.
Free to start. Set up in two minutes.
No credit card required. Your roommates never need to create an account.
Get started free
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ExpenDiv vs Splitwise
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