How to Split a Netflix Subscription With Roommates
July 25, 2026 · 4 min read
Netflix is one of the most common shared subscriptions between roommates. One person pays, everyone uses it, and collecting every month is the part that gets annoying.
Here is how to set it up cleanly.
Sharing Netflix in the Same Household
Netflix allows account sharing within a single household -- meaning everyone living at the same address can use one account without additional fees. Roommates in the same apartment or house qualify as a household under Netflix's policy.
This means one person pays for the Netflix plan and everyone else in the household uses the same account. The payer is simply out the full cost until roommates contribute their share.
Which Netflix Plan to Get
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Standard with Ads: ~$7/month -- lower cost but includes ads; supports 2 simultaneous streams
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Standard: ~$15/month -- no ads, 2 simultaneous streams
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Premium: ~$22.99/month -- no ads, 4 simultaneous streams, 4K
For households with multiple people who watch at the same time, Standard (2 streams) can be limiting. Premium (4 streams) handles more simultaneous viewers and splits more cost between more people.
How to Split the Cost
Divide the monthly cost evenly between everyone who uses it. If three roommates share Premium at $22.99, each person pays about $7.66/month.
Some households adjust based on usage -- if one person barely watches, they might opt out or pay a smaller share. Whatever you agree on upfront, write it down so there is no ambiguity later.
How to Collect Each Month Without Asking
Subscription bills are easy to forget because they are not tied to anything visible happening in the apartment. Unlike rent or electricity, Netflix just renews in the background.
The best setup: add Netflix to ExpenDiv with each person's share and your Venmo or CashApp handle. When the billing date comes around, your roommates get an email reminder with your payment link already in it. They tap, pay, done -- without you having to ask.
On the free plan you can send manual reminders anytime. On Premium, ExpenDiv sends them automatically every morning until each person pays.
Track Netflix and all your shared bills in one place
Frequently Asked Questions
Can roommates share a Netflix account?
Yes. Netflix allows account sharing within a single household -- meaning everyone at the same address can use one account. Roommates in the same apartment qualify. One person pays for the plan and collects from the others.
Which Netflix plan is best for roommates?
Premium ($22.99/month) is usually the best value for roommates because it supports 4 simultaneous streams and 4K quality. Split between 3-4 people, the per-person cost drops below $8/month. Standard (2 streams) works for smaller households.
How do I collect Netflix money from roommates without reminding them every month?
Use ExpenDiv. Add Netflix as a shared bill with each person's share and your Venmo or CashApp handle. ExpenDiv sends email reminders automatically on the billing date so you never have to ask manually.
What if only some roommates use Netflix?
Only include the people who actually use it in the split. In ExpenDiv, you can attach any number of participants to a bill -- including just one or two people out of a larger household.
Can I split other streaming bills the same way?
Yes. The same approach works for Spotify, Hulu, Disney+, HBO Max, or any other subscription. Add each one as a separate bill in ExpenDiv with its own set of participants and cost split.
More Questions? Read the FAQ